How Much Does a Card Machine Cost? A North Wales Guide

October 26, 2026

If you are searching for the cost of a card machine, the honest answer is that it depends on the machine, the contract and how your customers pay. This guide explains what makes up the cost and shows the indicative prices S2S Payments quotes for North Wales businesses.

What makes up the cost of a card machine?

Terminal rental: a monthly charge for the machine, which varies by model and contract.
Card processing fees: charged on each transaction, usually depending on card type (debit, credit, business or overseas) and how much you take by card.
Other charges: setup, connectivity, recurring account fees and VAT, all of which should be listed in your quote.
Contract length and exit costs: a lower monthly price over a long term can cost more than a flexible arrangement, so compare the full cost over the same period.

Indicative monthly rental prices

These are starting prices shown on our website. Your written quote confirms the contract term, VAT, card-type rates and any setup, connectivity or additional charges before you decide.

From £17.50 a month, flexible term: Teya SUNMI P2 Pro, with card fees from 0.99%. No fixed minimum term is requested, and the final agreement is confirmed in writing. These are indicative S2S starting figures, not Teya's public standard tariff.
From £17.99 a month (48 months): PAX A920 Pro, PAX A77 and Castles Saturn 1000.
From £23 a month: Verifone V200c countertop, Verifone V240m portable and Verifone P400 integrated PIN pad.
From £25 a month: Ingenico Move 5000, Move 3500, Desk 5000, Lane 3000 and AXIUM DX8000.
Tailored quote: Clover devices, Worldpay 360 and our EPOS packages, where the price depends on the software, hardware and services you need.

Which type of machine suits you?

A fixed shop counter, a café serving at tables and a tradesperson visiting customers need different equipment. See our guide to card machines for UK businesses to compare countertop, portable, mobile and integrated options.

Questions to ask before you sign

What is the monthly rental, and for how many months?
What are the rates for debit, credit, business and overseas cards?
Are there setup, connectivity, minimum monthly or other recurring fees?
What does it cost to leave early, and what happens to the equipment?
Who provides installation and support, and how quickly?
When do funds reach your bank account, including weekends and bank holidays?

Already have a card machine?

Check your current rental, processing rates and contract end date, then compare the total cost. Our free payment review looks at your latest merchant statement and explains whether a suitable alternative could cost less. We cannot promise savings for every business, and any new service is subject to provider approval.